Arizona's #1 Subprime Auto Consultants

Bad Credit Is Our Specialty.

Tired of wasting all day at dealerships just to get denied? We do all the hard work — you supply the documents, we get you rolling same day.

No Driver's License? No Problem.
Bad Credit Welcome
No Credit? OK!
Same-Day Approval
★ Verified Client Reviews
★★★★★

"Alan was a great salesman. Wasn't pushy, let me make up my mind and I ended up buying my Silverado. I couldn't be any happier — such a pleasure to work with. I will definitely refer anybody that needs a car!"

C
Colin Trepagnier
Verified Google Review
500+
Clients Helped
3 hrs
Avg Approval
Free
To Get Started
Bad Credit Welcome No Driver's License? No Problem Same-Day Approvals No Credit? No Problem Repossession? We Can Help Arizona's Subprime Specialists We Work For You — Not The Dealership Bad Credit Welcome No Driver's License? No Problem Same-Day Approvals No Credit? No Problem Repossession? We Can Help Arizona's Subprime Specialists We Work For You — Not The Dealership
★ Verified Client Reviews

Real People. Real Results.

Don't take our word for it — here's what clients say about working with our team.

★★★★★

"Alan was a great salesman. Wasn't pushy, let me make up my mind and I ended up buying my Silverado from him and I couldn't be any happier with my decision. Such a pleasure to work with, I will definitely refer anybody that needs a car to him."

C
Colin Trepagnier
Verified Google Review
★★★★★

"Alan was so amazing and helpful. He made buying a car super fast and easy. He helped any way he could to make sure the process was smooth and I was satisfied. Very nice and friendly environment — I would definitely recommend. 10/10!!!"

C
Chloe Carlson
Verified Google Review
★★★★★

"Absolutely amazing experience. He truly was patient and worked with us to make this buying experience so much better. Even after a twist he was awesome with helping us get into our new car."

A
A. Hollis
Verified Google Review
★★★★★

"Hands down the best vehicle purchase I've ever made. He had a great attitude and made the process quick and easy. I would definitely recommend if you're looking for a great quality vehicle."

B
Brandon H.
Verified Google Review
★★★★★

"Had an unbelievable experience. He is an absolute amazing person. Went out of his way more times than I can count. I got the truck of my dreams. I will refer any and everyone I know. Top notch service."

T
Tim Lewis
Verified Google Review
★★★★★

"SHOUTOUT TO ALAN... this young man knows how to get things done. Got me in a car within two hours. Will be bringing my mom here to get her a new truck."

J
Jamod Warner
Verified Google Review
★★★★★

"I was randomly looking for a car and wasn't expecting anything. But he was a HUGE help. He made the process really smooth and easy, even after a small hiccup. If you ever need a nice, used, and reasonable vehicle — come see us. My experience was GREAT! 10/10, would recommend."

D
Danielle Brown
Verified Google Review

Reviews reflect our consultant's verified track record from prior dealership experience. Results reflect individual client situations and may vary.

500+
Clients Approved
30+
Dealer Contacts
3 hrs
Avg Approval Time
$0
Cost to You
Simple Process

How It Works

We handle everything — from finding the right dealership to getting you approved. You just need 3 documents.

01
📋
Submit Your Info

Fill out our quick form or give us a call. Tell us your situation — no judgment. Bad credit, no credit, repo — we've seen it all.

02
📁
Send 3 Documents

Two recent check stubs, a driver's license or state ID, and proof of residence. That's it. We do the rest — matching you to the right dealer partner.

03
🚗
Drive Same Day

Once approved, you go straight to the dealership and drive off. No wasted days. No embarrassing denials. We save you time and stress.

Bad Credit
Is Our
Specialty

Most dealerships turn you away before even trying. Arizona Auto Consulting is built specifically for tough credit situations. Our dealer network specializes in subprime financing — they want to work with you, not against you.

No driver's license — state ID accepted
Bankruptcy history? We still help
Repossession on record? No problem
No credit history at all
First-time buyers welcome
Recent late payments OK
🛡️
We Work For YOU

Unlike dealerships, we are on your side. We shop your application to 30+ partner dealers to find the best approval — and it costs you nothing.

Same-Day Process

Stop wasting days at dealerships. Most clients get an answer within hours.

🌵
Arizona Local

Phoenix, Tucson, Mesa, Scottsdale — we've got dealer contacts all across Arizona.

What You Need

Only 3 Documents Required

That's all it takes. You supply these, we get you rolling same day.

💵
2 Recent Check Stubs

Your two most recent pay stubs showing current employment and income. We use these to find a payment plan that fits your budget.

🪪
Driver's License or State ID

No driver's license? No problem — a valid government-issued state ID works. We work around your situation, not against it.

🏠
Proof of Residence

A recent utility bill, bank statement, or lease agreement showing your current Arizona address. Simple, easy, fast.

Got Questions?

Frequently Asked Questions

Everything you need to know before applying.

Still have a question we didn't answer?

💬 Text Us Your Question

Stop Getting Denied. Start Driving.

Stop wasting hours — sometimes entire days — at dealerships just to get told no. Arizona Auto Consulting does all the hard work for you. We match you with dealers who can actually say yes, saving you time, stress, and embarrassment.

Get In Touch

Ready to get started? Fill out the secure finance application on the right. Or call or text us directly — we're always here to help.

📞
602-370-9252
Call or Text Anytime
📍
Serving All of Arizona — Phoenix, Tucson, Mesa & More
🕐
Mon–Sat: 8am–7pm · Sun: 10am–5pm
🔒 Secure Application

Fill out the secure application on the right and we'll immediately get to work matching you with the right dealer partner — fast.

🚗 Free Finance Application — Arizona Auto Consulting

Loan Information


Personal Information


Employment


Authorization & Terms


By submitting this application, I authorize Arizona Auto Consulting, as well as any potential financing source this application is presented to, my consent to obtain my credit report from any credit reporting agency used to complete an investigation of my credit. I certify that all information herein is true and complete. I acknowledge that my information may be shared with dealer and financing partners pursuant to their privacy policy. I hereby authorize Arizona Auto Consulting and any financial institutions engaged as service providers to retain this application and to check and verify my credit, employment, and salary history in order to determine financing eligibility.

🔒 Submitted securely to Arizona Auto Consulting · 602-370-9252

Have questions?